Flower of the week: Gladiolus

Brought to you by: CWI Underwriters

Gladiolus stands for strength of character, sincerity, generosity, natural grace. The first of the 250-300 existing gladiolus species originated in South Africa and the Mediterranean region. The flower was later brought to Europe, where it was hybridized to create today's many gladiolus cultivars, bearing almost every color except true blue. They are available year round, and have a life span of approx 7-14 days. Use non-floridated water if possible as small amounts of floride will cause tip and leaf burn. Break off the top inch of stem to promote water uptake. These beautiful flowers take up a large amount of water so check and replenish water daily.

Putting Safety First Can Save You Money!

Does your landscaping business have a safety program it strictly follows? Did you know that you can save on your Workers' Compensation policy if you have one of these programs in force? Click on the link below to see a sample of what your safety program should be:

http://www.osha.gov/SLTC/etools/safetyhealth/mod2_sample_sh_program.html

CWI Underwriters encourages a strong and successful safety program to all of the landscapers we insure, that is why we will help you implement a safety program in your business as a part of our partnership with you. Give us a call 888.636.6438 or visit us at http://www.cwiunderwriters.com/

Standard Insurance for Landscapers

As a landscaper, you have unique risks that expose your business to financial loss. To minimize these risks, it is important to have a solid insurance program built around your business and it's needs and it's goals. Below are a few of the policies that your landscaping business should have as part of your standard coverage:

• General Liability


• Commercial Auto


• Equipment Floaters


• Workers' Compensation

Make sure that your business has all of the above policies to properly cover your assets. We will look over your policies and make sure your properly covered. Located in Plantation, Fl we here at CWI Underwriters are experts in all of your landscaping business insurance needs. Please give us a call at 1.888.636.6438 or visit us at www.cwiunderwriters.com

Flower of the Week: Birds of Paradise

Birds of Paradise are one of the most exotic and colorful flowers in the world. They are native to South Africa, and they bloom from September to May. They require a good amount of sunlight and a regular constant watering schedule, although when arranged in a boquet they usually don't last more than a week. Birds of Paradise often range from four to five feet in height, and the thick leaves of the flower grow approx. 18-inches in length. The flower known as Birds of Paradise got it's name because it resembles the head and beak of a bird. With out a doubt this one-of-a-kind flower can add so much life and spunk to your customers gardens! How often does your company use them in their landscape designs?

Call CWI Underwriters for you landscaping business insurance needs. 1.888.636.6438 or visit us at http://www.cwiunderwriters.com/

Understanding Workers Compensation

Workers compensation is one of those parts of owning a business that nobody likes to deal with. Unfortunately, it can't be ignored. It's a statutory mandated coverage that most businesses must comply with. But what exactly does Workers compensation cover?

Workers compensation is the statutory requirement that the employer provide the employee coverage for medical costs and some percentage of lost wages in the event that they are injured during the course of their employment. Even if the injury is due to negligence on behalf of the employee most losses should be covered.

We here at CWI Underwriters work with NINE different A rated companies that are ready to earn your Workers compensation business, along with any other type of insurance you may need for your landscaping business. We are in Plantation, Florida... yet ready and willing to serve the whole state of Florida.
Give us a call 1-888-636-6438 and/or check out our website www.cwiunderwriters.com .

Landscapers: Review this before buying Liability policy for your business

The following is a checklist that should be considered when purchasing General Liability for your Landscaping Business...

• evaluate the scope of your business and make sure your agent is aware of all services offered by your company
• are you getting the correct dollar coverage that you need?
• is the insurer financially strong?
• is the deductible too large?
• does the policy cover bodily injury to customers and guests on company's premises?
• does the policy cover property damage caused by employees and third parties?
• does the policy cover personal injuries? advertising injury?
• when does the claim have to be made?
• does insurer have a solid history of paying claims on time?
• are the exclusions too broad?
• are there any special endorsements your company may need?

We here at CWI Underwriters pride ourselves in being the experts in insuring your Landscaping business. We are located in Plantation, Florida and we offer one of a kind service and exceptional prices, and we are ready to earn your business.